Saturday, September 6, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Sept. 4 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Columbia Savings Bank ($500)1.50%
Spring Valley Bank1.45%
Foundation Bank 1.40%
Eagle Savings Bank1.40%
CenterBank ($500)1.30%
Cincinnati Federal S&L1.30%
Peoples Community Bank1.25%
Franklin Savings ($500)1.25%
Cottage Savings1.25%
Winton S&L ($500)1.25%
Cheviot Savings Bank ($500)1.20%
Oak Hill Banks ($2,500)1.15%
Anderson Bank ($500)1.00%
Bank of Kentucky ($500)1.00%

1-year certificate of deposit

InstitutionYield
Spring Valley Bank1.65%
Columbia Savings Bank ($500)1.60%
Peoples Community Bank1.50%
Cincinnati Federal S&L1.50%
Cottage Savings1.50%
Foundation Bank ($500)1.50%
Eagle Savings Bank1.50%
CenterBank ($500)1.40%
Cheviot Savings Bank ($500)1.40%
Oak Hill Banks ($500)1.40%
Franklin Savings ($500)1.38%
Anderson Bank ($500)1.25%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%

2-year certificate of deposit

InstitutionYield
Cincinnati Federal S&L2.25%
Eagle Savings Bank2.10%
Cheviot Savings Bank ($500)2.05%
Peoples Community Bank2.00%
Cottage Savings2.00%
Columbia Savings Bank ($500)2.00%
Anderson Bank ($500)2.00%
Foundation Bank ($500)2.00%
Oak Hill Banks ($500) 2.00%
Franklin Savings ($500)1.88%
CenterBank ($500)1.80%
Winton S&L ($500)1.75%
Bank of Kentucky ($500)1.75%

5-year certificate of deposit

InstitutionYield
Cincinnati Federal S&L4.00%
Franklin Savings ($500)3.50%
Eagle Savings Bank3.50%
Cheviot Savings Bank ($500)3.45%
Peoples Community Bank3.25%
Oak Hill Banks ($500)3.25%
Cottage Savings3.25%
Foundation Bank ($500)3.25%
CenterBank ($500)3.00%
Columbia Savings Bank ($500)3.00%
Bank of Kentucky ($500) 2.75%
Winton S&L ($500)2.50%



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