Saturday, June 7, 2003

Rate report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of May 29and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
Foundation Savings Bank1.75%
CenterBank ($500)1.70%
Spring Valley Bank 1.65%
Columbia Savings ($500)1.60%
Peoples Community Bank1.50%
Cottage Savings ($500)1.50%
Franklin Savings ($500)1.38%
Cheviot Savings Bank ($500)1.30%
Cincinnati Federal S&L1.30%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%
Westwood Homestead ($500)1.15%
Columbia Savings Bank, Ky. ($500) 1.15%
Union Savings Bank ($500)1.15%
Anderson Bank ($500)1.00%
PNC Bank0.90%
Provident Bank 0.50%

1-year certificate of deposit

InstitutionYield
Foundation Savings ($500)2.01%
CenterBank ($500)1.90%
Spring Valley Bank1.85%
Peoples Community Bank1.75%
Cottage Savings ($500)1.75%
Bank of Kentucky ($500)1.75%
Columbia Savings Bank ($500)1.70%
Cincinnati Federal S&L1.50%
Cheviot Savings Bank ($500)1.50%
Franklin Savings ($500)1.50%
Anderson Bank ($500)1.50%
Winton S&L ($500)1.50%
Union Savings Bank ($500)1.25%
Westwood Homestead ($500)1.20%
Columbia Savings Bank, Ky. ($500)1.20%
Provident Bank 1.10%
PNC Bank0.80%

2-year certificate of deposit

InstitutionYield
CenterBank ($500)2.55%
Foundation Savings ($500)2.51%
Anderson Bank ($500)2.50%
Peoples Community Bank2.25%
Cottage Savings ($500)2.25%
Bank of Kentucky ($500)2.25%
Columbia Savings Bank ($500) 2.15%
Cheviot Savings Bank ($500)2.05%
Franklin Savings ($500)2.00%
Union Savings Bank ($500)2.00%
Cincinnati Federal S&L2.00%
Winton S&L ($500)2.00%
Westwood Homestead ($500)1.65%
Columbia Savings Bank, Ky. ($500)1.65%
Provident Bank 1.40%
PNC Bank0.75%

5-year certificate of deposit

InstitutionYield
Foundation Savings ($500)3.75%
CenterBank ($500)3.55%
Peoples Community Bank3.50%
Franklin Savings ($500)3.50%
Cottage Savings ($500)3.50%
Union Savings Bank ($500)3.50%
Cincinnati Federal S&L3.50%
Cheviot Savings Bank ($500)3.45%
Columbia Savings Bank ($500)3.25%
Bank of Kentucky ($500)3.25%
Westwood Homestead ($500)3.05%
Columbia Savings Bank, Ky. ($500)3.05%
Provident Bank 2.65%
Winton S&L ($500)2.50%
PNC Bank1.95%



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