Saturday, March 29, 2003

Rate Report



The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of March 27 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

InstitutionYield
CenterBank ($500)1.80%
Peoples Community Bank1.75%
Foundation Bank1.75%
Spring Valley Bank1.65%
Union Savings Bank ($500)1.55%
Cheviot B&L ($500)1.50%
Cottage Savings ($500)1.50%
Oak Hill Banks ($2,500)1.45%
Franklin Savings ($500)1.38%
Cincinnati Federal S&L1.30%
Winton S&L ($500)1.25%
Bank of Kentucky ($500)1.25%
Westwood Homestead ($500)1.15%
Anderson Bank ($500)1.00%
PNC Bank0.80%
Provident Bank0.50%

1-year certificate of deposit

InstitutionYield
CenterBank ($500)2.05%
Foundation Bank ($500)2.01%
Peoples Community Bank2.00%
Bank of Kentucky ($500)2.00%
Spring Valley Bank1.85%
Cheviot B&L ($500)1.75%
Cottage Savings ($500)1.75%
Union Savings Bank ($500)1.75%
Oak Hill Banks ($500)1.65%
Franklin Savings ($500)1.63%
Cincinnati Federal S&L1.50%
Winton S&L ($500)1.50%
Anderson Bank ($500)1.50%
Provident Bank1.25%
Westwood Homestead ($500)1.20%
PNC Bank0.80%

2-year certificate of deposit

InstitutionYield
CenterBank ($500)2.60%
Foundation Bank ($500)2.51%
Peoples Community Bank2.50%
Anderson Bank ($500)2.50%
Bank of Kentucky ($500)2.50%
Cheviot B&L ($500)2.25%
Cottage Savings ($500)2.25%
Union Savings Bank ($500)2.25%
Oak Hill Banks ($500)2.25%
Franklin Savings ($500)2.13%
Cincinnati Federal S&L2.00%
Winton S&L ($500)2.00%
Provident Bank1.75%
Westwood Homestead ($500)1.65%
PNC Bank1.05%

5-year certificate of deposit

InstitutionYield
CenterBank ($500)3.75%
Foundation Bank ($500)3.75%
Peoples Community Bank3.75%
Cheviot B&L ($500)3.65%
Oak Hill Banks ($500)3.51%
Cincinnati Federal S&L3.50%
Westwood Homestead ($500)3.50%
Cottage Savings ($500)3.50%
Provident Bank3.50%
Bank of Kentucky ($500)3.50%
Franklin Savings ($500)3.50%
Union Savings Bank ($500)3.50%
Winton S&L ($500)2.50%
PNC Bank2.35%



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