The following is a sample of the highest rates available at Greater Cincinnati banks, and savings and loans. Information was provided by each institution as of Feb. 27 and is subject to change. Minimum deposits are $1,000, except where noted. Enquirer research by Shirley Dees.

6-month certificate of deposit

Institution	Yield
Spring Valley Bank	1.75%
Peoples Community Bank	1.75%
Cottage Savings ($500)	1.75%
Columbia Savings Bank ($500)	1.75%
Foundation Bank	1.75%
CenterBank ($500)	1.70%
Oak Hill Banks ($2,500)	1.60%
Cheviot B&L ($500)	1.58%
Cincinnati Federal S&L	1.50%
Franklin Savings ($500)	1.38%
Winton S&L ($500)	1.25%
Bank of Kentucky ($500)	1.25%
Westwood Homestead ($500)	1.15%
Columbia Savings Bank, Ky. ($500)	1.15%
Anderson Bank ($500)	1.00%
PNC Bank	0.80%
Provident Bank	0.50%

1-year certificate of deposit

Institution	Yield
Spring Valley Bank	2.05%
CenterBank ($500)	2.05%
Foundation Bank ($500)	2.01%
Peoples Community Bank	2.00%
Cottage Savings ($500)	2.00%
Bank of Kentucky ($500)	2.00%
Columbia Savings Bank ($500)	1.90%
Cheviot B&L ($500)	1.84%
Oak Hills Banks ($500)	1.80%
Cincinnati Federal S&L	1.75%
Franklin Savings ($500)	1.63%
Winton S&L ($500)	1.50%
Anderson Bank ($500)	1.50%
Provident Bank	1.25%
Westwood Homestead ($500)	1.20%
Columbia Savings Bank, Ky. ($500)	1.20%
PNC Bank	0.90%

2-year certificate of deposit

Institution	Yield
CenterBank ($500)	2.55%
Foundation Bank ($500)	2.51%
Cottage Savings ($500)	2.50%
Peoples Community Bank	2.50%
Anderson Bank ($500)	2.50%
Bank of Kentucky ($500)	2.50%
Oak Hill Banks ($500)	2.40%
Cheviot B&L ($500)	2.35%
Cincinnati Federal S&L	2.25%
Columbia Savings Bank ($500)	2.20%
Franklin Savings ($500)	2.13%
Winton S&L ($500)	2.00%
Westwood Homestead ($500)	1.80%
Columbia Savings Bank, Ky. ($500)	1.80%
Provident Bank	1.75%
PNC Bank	1.50%

5-year certificate of deposit

Institution	Yield
CenterBank ($500)	3.75%
Cottage Savings ($500)	3.75%
Foundation Bank ($500)	3.75%
Westwood Homestead ($500)	3.75%
Cheviot B&L ($500)	3.75%
Columbia Savings Bank, Ky. ($500)	3.75%
Cincinnati Federal S&L	3.75%
Oak Hill Banks ($500)	3.75%
Provident Bank	3.50%
Peoples Community Bank	3.50%
Bank of Kentucky ($500)	3.50%
Franklin Savings ($500)	3.50%
Columbia Savings Bank ($500)	3.25%
PNC Bank	2.80%
Winton S&L ($500)	2.50%