Today's money tip: To fill means to execute a customer's order to buy or sell a stock, bond or commodity.

        An order is filled when the amount of the security requested is supplied. When less than the full amount of the order is supplied, it is known as a partial fill.

        A fill or kill order is an order to buy or sell a particular security which, if not executed immediately, is canceled. FOK is shorthand for “fill or kill.” Often, fill-or-kill orders are placed when a client wants to buy a large quantity of shares of a particular stock at a particular price. If the order is not executed because it will significantly upset the market price for that stock, the order is withdrawn.

        Today's company: Cheviot Building & Loan

        SERVING THE WEST SIDE: Incorporated in 1911, the thrift opened its doors on Glenmore Avenue in 1912 and has expanded to four locations. Cheviot acquired Monfort Heights Building and Loan, then built its Bridgetown offices 12 years ago. The Harrison branch was built in 1998.

        STOCK IS NOT AN OPTION: Cheviot Building & Loan is one of the largest mutual companies in the Cincinnati area. In a mutual company, there are no stockholders: The board of directors acts on behalf of depositors, and the institution can be sold or the structure changed only if those depositors approve.

        PRODUCT PORTFOLIO: This thrift specializes in fixed- and adjustable-rate construction loans of any term, mortgage loans and home equity lines of credit. A first-time home-buyer program allows potential homeowners who meet income and credit requirements to get a loan with special terms.

        Send tips and questions to Bill Ferguson at bferguson@enquirer.com

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